Locking Benefits

By locking your $PEC tokens, you unlock additional benefits that grow with the amount you lock. Locking does not generate interest or dividends — it provides functional benefits within the platform.

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Lock levels

Level	Required $PEC	Fee reduction	Loyalty multiplier	Extra benefits
Basic	500	5%	—	—
Bronze	2,500	7.5%	1.5x	—
Silver	5,000	10%	2x	—
Gold	30,000	15%	2.5x	Pecunity Club Discord, Early Access
Diamond	125,000	25%	4x	Pecunity Club Discord, Early Access

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How to lock your tokens

1. Go to PEC Token > Lock in the sidebar
2. Choose the amount of $PEC you want to lock
3. Confirm the transaction
4. Your benefits are activated immediately

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Important rules

• Locked tokens become non-transferable for 120 days after your last deposit
• You can add more tokens to increase your level, but this resets the 120-day lock period
• Benefits are applied instantly when you reach a new level

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Stacking with NFT benefits

If you hold Pecunity NFTs that also provide fee reductions, the benefits are not cumulative. The higher discount applies.

For example: if your lock level gives 15% reduction and your NFT gives 10%, you get 15%.

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How fee reduction works in practice

Fee reductions from locking stack with the base 20% discount from paying with $PEC:

1. Base fee for an action: $1.00
2. Pay with $PEC: $1.00 × 0.80 = $0.80 (20% discount)
3. Gold lock level: $0.80 × 0.85 = $0.68 (additional 15% reduction)