Fee Discounts

There are two ways to reduce your fees on Pecunity: paying with $PEC and locking $PEC.

graph LR
    A["Base Fee"] --> B["Pay with $PEC<br/>-20%"]
    B --> C["Lock Discount<br/>Up to -25%"]
    C --> D["Final Fee<br/>Save up to 40%"]
    style A fill:#CFD1FF,color:#1E2A4A,stroke:none,rx:8
    style B fill:#81A1EE,color:#fff,stroke:none,rx:8
    style C fill:#4568D0,color:#fff,stroke:none,rx:8
    style D fill:#1A3FBA,color:#fff,stroke:none,rx:8

1. Pay with $PEC

When you pay strategy fees using $PEC tokens instead of other tokens, you receive an automatic 20% discount on the total fee.

This discount applies to every fee-bearing action in your strategies.

2. Lock $PEC for additional discounts

By locking $PEC tokens, you unlock additional fee reductions on top of the $PEC payment discount:

Lock level	$PEC required	Additional fee reduction
Basic	500	5%
Bronze	2,500	7.5%
Silver	5,000	10%
Gold	30,000	15%
Diamond	125,000	25%

How to lock $PEC

/pec-token/locking/

Combined savings example

Here's what a $10.00 action fee looks like at different discount levels:

Setup	Calculation	You pay
No $PEC, no lock	$10.00	$10.00
Pay with $PEC	$10.00 × 0.80	$8.00
$PEC + Basic lock	$8.00 × 0.95	$7.60
$PEC + Silver lock	$8.00 × 0.90	$7.20
$PEC + Gold lock	$8.00 × 0.85	$6.80
$PEC + Diamond lock	$8.00 × 0.75	$6.00

At the Diamond level, you save 40% on every fee.

NFT fee reductions

Some Pecunity NFTs also provide fee reductions. However, NFT and locking discounts are not cumulative — only the higher discount applies.

Key takeaways

Paying with $PEC is always cheaper than paying with other tokens
Locking $PEC gives you progressively larger discounts
No one is forced to buy $PEC — it is an optional benefit
Higher lock levels also boost your loyalty points multiplier